Privacy Policy & Terms of Use
Author, Publisher & Copyright Owner: Frank Segers · Official Gateway: notyetmemoir.com · Legal & Support: inquiries@notyetmemoir.com
This unified Agreement governs your access to and use of all written narratives, recurring subscription plans, digital products, standalone guides, and one-off episode packages featuring the memoir Not Yet. It applies to everyone who visits our gateway website, accesses free previews (including the Prologue and free episodes), or registers as a paid subscriber or purchaser. By accessing or purchasing the Publication, you confirm you have reached the age of majority required to form a binding contract in your jurisdiction.
PART 1: PRIVACY FRAMEWORK & DATA COMPLIANCE
1. Data Controller & Jurisdictions Covered
For the purposes of the EU and UK General Data Protection Regulation (GDPR), Frank Segers acts as the independent Data Controller, operating under the governing laws of the Republic of Panama. There is no corporate company; the memoir is published strictly under his own name.
The Author has made reasonable efforts to comply with applicable data protection frameworks across the jurisdictions highlighted in the memoir, including the European Union (GDPR), United Kingdom (UK GDPR), Belgium (the Author's country of citizenship), Colombia, Panama (the Author's country of residence), Mexico, Thailand, Vietnam, Cambodia, and the United States (FTC rules, CCPA, COPPA).
2. What Data We Process and Why
Data You Provide Manually: Your email address and optional name are collected strictly when you submit an inquiry form or sign up for notifications. This data is processed under the legal basis of Consent (Art. 6(1)(a)) or Contract Performance (Art. 6(1)(b)) to answer support requests or deliver content updates.
Data Processed Automatically: Standard internet metadata and IP addresses are recorded by our website hosting provider (Hostinger International Ltd, EU) as part of normal, automated web server operations to ensure website security and fraud prevention under Legitimate Interests (Art. 6(1)(f)).
Privacy-First Analytics: We use Plausible Analytics to understand overall website traffic. Plausible is completely cookieless, stores its data within the European Union, and does not record IP addresses, personal identities, or cross-site browsing histories.
Cookies: This gateway domain uses only essential cookies necessary for functional site operation. We do not use cross-site tracking or behavioral advertising cookies.
3. Platform Transition & Merchant of Record (MoR)
All premium memberships, recurring subscription payments, checkout calculations, and global tax remittances (such as VAT, GST, and sales tax) are securely managed off-site by our authorized Merchant of Record, Patreon, Inc. (USA).
The Author does not store or see your credit card numbers, bank details, or checkout credentials. When you click a checkout link, you are transitioning to Patreon's environment, where their platform terms and independent privacy policies apply. Data transfers to the USA are conducted under Standard Contractual Clauses (SCCs) as required by GDPR Chapter V.
4. Data Retention Limits
Subscriber Email Records: Retained for the duration of your active reading subscription plus twelve (12) months following cancellation.
Transactional Payment Records: Retained for seven (7) years as strictly required under applicable financial and tax regulations.
General Inquiries: Newsletter-only signups or standard email inquiries are retained until you request deletion or unsubscribe.
5. Your Global Privacy Rights
If you are located in the European Economic Area (EEA), UK, or Switzerland, you possess complete statutory rights of access, rectification, erasure, restriction, data portability, objection, and withdrawal of consent. We respond to all formal data rights requests within thirty (30) days, and general inquiries within five (5) business days. All privacy requests must be submitted directly to inquiries@notyetmemoir.com. If unsatisfied with our response, you maintain the right to lodge a complaint with your national data protection supervisory authority.
COPPA (Children's Privacy): We do not knowingly collect personal data from children under 13. The Publication is written for a general adult readership and contains mature themes. If data from a minor is detected, it will be deleted immediately in accordance with the FTC Children's Online Privacy Protection Rule (as amended 2025) and the FTC Age Verification Policy Statement (2026).
California Residents (CCPA): You hold explicit rights under the California Consumer Privacy Act to access, delete, or opt out of the sale of your personal information. The Author does not sell personal information.
PART 2: TERMS OF USE & INTELLECTUAL PROPERTY SHIELD
6. Nature of the Content: Creative Non-Fiction
Not Yet is a work of creative non-fiction based on the personal travel experiences, recollections, and subjective artistic perceptions of Frank Segers from 2023 onward. All events are portrayed to the best of the Author's memory. To protect the privacy, dignity, and safety of individuals encountered, certain names, locations, timelines, physical descriptions, and identifying characteristics have been changed, compressed, fictionalized, or omitted. Certain characters operate as composites of multiple people. Dialogue has been reconstructed from memory and is not intended to be verbatim. Any resemblance to real persons, living or dead, beyond the Author's acknowledged personal relationships, is entirely coincidental.
7. Proprietary Intellectual Property Notice
All creative content, including text episodes, photographs, audio tracks, video recordings, short-form social videos, graphics, branding layouts, and web design elements, is the exclusive proprietary property of Frank Segers, protected under strict international copyright and common law trademark rights.
License to Read: You receive a personal, non-exclusive, non-transferable, revocable license for private, non-commercial reading and consumption only.
Strict Prohibitions: You are explicitly forbidden from reproducing, redistributing, screen-recording, or creating derivative works of this content. You may not remove any protective digital watermarks or on-screen attributions.
AI Training Ban: You are strictly prohibited from using any text, media, or content from this publication to train, prompt, feed, or test artificial intelligence, machine-learning, or automated large language models.
8. Photographs, Video, and Media Assets
Photographs or video clips displayed within this memoir or published across associated social media channels that depict identifiable individuals are utilized exclusively with the prior consent of the person shown. Where explicit consent could not be obtained, facial features and identifiers have been obscured, blurred, or digitally edited so that no individual is identifiable. All such assets carry a protective digital watermark of notyetmemoir.com.
9. Practical Information & Personal Responsibility Disclaimer
This memoir is a personal story, not a travel guidebook or operational manual. Descriptions of travel routes, transport options, border crossings, hotel accommodations, food and drink, or local prices represent a personal account of what the Author chose in his own unique circumstances at a specific point in time. It does not constitute professional, legal, financial, medical, or travel-safety advice.
Conditions, local laws, risks, and prices change rapidly. Readers are solely responsible for exercising their own independent judgment and assessing their own travel safety. To the fullest extent permitted by law, the Author accepts zero liability for any accident, injury, illness, financial loss, theft, property damage, or death arising from decisions made in reliance on this publication.
10. Commercial Affiliate Disclosure
Pursuant to FTC guidelines (16 C.F.R. Part 255), certain episodes or web links may contain commercial affiliate hyperlinks to verified third-party travel platforms (including Booking.com, Airbnb, GetYourGuide, and various airlines). If you choose to make a booking through these links, the Author may earn a small commission at no additional cost to the reader. The Author only references destinations and services personally visited and experienced.
11. Language, Translations, and Updates
This Agreement and the Publication are written and authorized strictly in English. Readers may utilize browser-built or device-level translation tools at their own discretion; however, the Author accepts no responsibility or liability for any errors, omissions, or inaccuracies generated by automated translation software. Where a translated text and the original English version differ, the English version always prevails. This Agreement may be updated from time to time to correct errors or reflect changes in the law, and continued use of the site constitutes acceptance of the active version posted.
PART 3: RECURRING BILLING, SUBSCRIPTIONS & LIABILITY SHIELD
12. E-Commerce Rules & Auto-Renewals
Current subscription and bundle prices are clearly displayed on our platform interfaces. Recurring plans (monthly or annual subscription cycles) renew automatically at checkout prices until you actively cancel through your account settings or contact support. All automated subscription billing operations are managed in full compliance with the US FTC Negative Option Rule and the Restore Online Shoppers' Confidence Act (ROSCA). Existing active subscribers will receive a minimum of thirty (30) days' notice before any price adjustments take effect. Subscribers who join during a designated launch window retain their locked-in rate for as long as their subscription remains uninterrupted.
13. Digital Content Refund Restrictions
Digital content is completely non-refundable once accessed or unlocked. For subscribers in the EU and UK, by choosing to access the premium content immediately, you explicitly acknowledge and agree to the total waiver of your statutory right of withdrawal in accordance with EU Directive 2011/83/EU Article 16(m). Exceptions regarding clear system billing errors may be reviewed at the Author's sole discretion if reported to inquiries@notyetmemoir.com within seven (7) days of the transaction charge.
14. Lifetime Access and Platform Migration Continuity
Certain high-value tiers, including the Ambassador Bundle, grant lifetime or one-time payment access. This access is fulfilled through our active platform infrastructure and depends entirely on that platform continuing to host the content. If the Author chooses to transition the memoir archives to a successor reading platform in the future, the Author will utilize reasonable efforts to provide Ambassador holders with equivalent access tokens on the successor platform at no additional charge.
15. User Conduct and Automated Moderation
If you participate in post comments, community chat rooms, or interactive spaces, you agree to follow our established guidelines. You are strictly barred from posting abusive, profane, defamatory, harassing, or spam text. The Author retains absolute, unrestricted discretion to delete comments, ban disruptive profiles, and terminate subscriber access without a refund for repeated misconduct.
16. Severe Limitation of Liability & Indemnification
Financial Cap: To the maximum extent permitted by applicable law, the Author's total aggregate liability to any subscriber or purchaser for any claim arising out of or in connection with this Agreement or the content shall not exceed the total amount paid by that specific user to the Author in the twelve (12) months immediately preceding the claim.
Exclusion of Damages: The Author shall not be held liable for any indirect, consequential, incidental, special, or punitive damages. This explicitly includes a total block on any claims regarding loss of revenue, business interruption, or emotional distress.
Indemnification: You agree to indemnify and hold harmless the Author and platform administrators from any third-party claims, liabilities, damages, or legal costs arising out of your personal breach of this agreement or any offensive text you post within our interactive channels.
17. Corporate Assignment & Successors
The Author reserves the absolute and unrestricted right to assign, transfer, sell, or delegate his rights, website domain, platform channels, content archives, and active reader membership obligations to a limited liability company (LLC), corporate entity, estate, or designated third party at any time without requiring individual reader consent, provided that content delivery for existing paid users remains uncompromised. Upon any such assignment, the successor shall fully assume the operational responsibilities of the Author. In the event of the death or incapacity of the Author, this Agreement remains fully binding and inures to the benefit of his chosen successors, executors, or heirs.
18. Governing Law & Mandatory Private Arbitration
Governing Law: This Agreement, the publication of all creative content, and any non-contractual or tort claims (including privacy, defamation, copyright, or emotional distress claims) arising out of this memoir are governed exclusively by the substantive laws of the Republic of Panama, without regard to conflict-of-law principles.
Mandatory Arbitration: Any dispute relating to this content, its formation, or alleged breach shall first be submitted to good-faith negotiation. If unresolved within thirty (30) days, it shall be finally and completely resolved by binding, confidential private arbitration conducted in Panama City, Panama, in the English language, on an individual basis only. To the fullest extent permitted by law, both the reader and Author waive any right to a jury trial or to participate in any class-action or collective proceeding.
Consumer Carve-Out: For EU and UK subscribers, nothing within these terms removes your mandatory statutory consumer-protection rights under your local national law, including recourse to your local courts where required by law.
ACCEPTANCE
By subscribing to, purchasing, or accessing the Publication, you confirm that you have read, understood, and agree to these Terms & Conditions, and that you have reached the age of majority required to form a binding contract in your jurisdiction.